Money Saving Ideas: budget better, get out of debt and save more money!
Need money saving ideas & tips? Are you tired of losing sleep over your personal finances? Want to know how to budget better? How to get out of debt and save more money?
If you answered yes to any of these questions then you've come to the right place! Congratulations on taking that all-important first step on the road to your financial well-being!
Unless you have millions of dollars in the bank it's hard not to worry or stress out over money - especially in times of economic uncertainty. Fortunately you don't have to be a millionaire to feel at ease with your finances. It's not about how much money you have in the bank nor is it about how much money you make. Rather, it's about what you do with what you have.
It's easy to get frustrated over money, rich or poor, almost all of us worry about money. I'm here to say it doesn't have to be like that. Getting your finances under control is alot easier than you think. All it takes is a bit of discipline and changing the way you think about money and debt.
Let me show you how you can...
...and I promise you will never lose sleep over your personal finances again!
What's MSI all about?
MSI is more than just a site to get money saving ideas from. Here you will also find answers to some of your nagging money questions and perhaps gain a different perspective on debt and finances. Here's a sample of what you can expect to see on this site:
All the money saving ideas, tips and suggestions you'll read about here on MSI - Ive tried myself. I've used them to cut expenses and get myself out from under a mountain of debt. Hey, if it worked for me it can and should also work for you, right?
Remember to check in with Money Saving Ideas regularly as I will be adding new content frequently. Get all the latest money saving ideas and tips from MSI by subscribing to the Money Saving Ideas Newsletter or RSS feed.
Ready to jumpstart your savings? Let MSI show you how!
Saving money is important and everyone should be doing it! There's absolutely no denying that fact. So why aren't you saving money? Is it because there's just never any money left over to put into savings? Is it because you can only sock away a small amount and you don't think it's worth the hassle of putting it into a savings account? If so, then you need to read my 'Pay Yourself First' article in the list below:
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The Amazing stress & hassle free budget - does it exist?
Spending less than you earn is one of the key principles of budgeting. Getting on a budget is the best way to prevent overspending. The articles below will show you how to create an effective budget that will take the stress and hassle right out of budgeting and managing your finances:
Get momentum on your side & get out of debt fast!
Getting out of debt is something alot of us are struggling with. You can shave years off your debt repayment plan just by following a few simple rules. Take a look at the articles below for more on this:
The real meaning of frugal living
Forget everything you've ever heard about frugal living, it's not as bad as you think. Most people think the term 'frugal living' means 'cheap living'. I believe frugal living means living within your means, more importantly it means living well within your means.
For a self-described tightwad and finance geek like myself building a website about money saving ideas was a natural fit. That's how MSI was born (just in case you were wondering). The site allows me to share with you my passion for finance and all the valuable lessons I've learned over the years about personal finance management.
Hi I'm Remy, "Tightwad supreme" & author of Money Saving Ideas.
It wasn't that long ago that I too was looking for money saving ideas and advice on how to get out of debt. I had a growing debt load that seemed insurmountable at the time.
Determined to get myself out of my financial mess I read everything I could find on personal finance. Through trial and error I learned what worked and what didn't work for me and I eventually found the right formula to finally rid myself of debt forever!
I started this site to share with you what I've learned through my own personal experience and to help you save money, get out of debt and build toward a comfortable retirement while avoiding some of the all-too-common pitfalls along the way.
I hope you enjoy my site and thanks for visiting!
Have a question or a comment? Please go to my contact page.
“It's good to have money and the things that money can buy, but it's good, too, to check up once in a while and make sure that you haven't lost the things that money can't buy.” George Lorimer
Table of Content
Money Saving Tips -Looking for money saving tips you can actually use? Well if it's savings you want, it's savings you'll get - right here! Lots of money saving tips on everything from gas to groceries.
How to Save Money - How to save money in 4 easy steps. Reach your ultimate savings goal by following these 4 surefire, money-saving steps.
Household Money Saving Tips - Want to turn your home into a money-tight, energy-saving dynamo? You can by following a few practical money saving tips. Find out how you can save on everything from gas to groceries.
Frugal Living - Think frugal living is just for cheapskates and penny pinchers? Do you believe that living like a vagabond is the only way to be frugal? Frugal living isn't about cutting back on life's little luxuries just to save a dollar. It's about living within your means, moreover it's about living well within your means.
Budgeting Tips - Looking for budgeting tips that work? Basic budgeting guidelines plus top 10 budgeting tips to help you set up your budget that works.
How to Create a Budget - Learn how to create a budget that not only works but one that you can actually live with! A good budget is one that allows you to easily manage your personal finances without cutting out any of the things you enjoy in life.
Personal Budgeting Strategies - Want to know which personal budgeting strategies are most effective? Here are three different personal budgeting strategies as well as the pros and cons of each strategy.
Living On A Budget - Think living on a budget is only for people on a fixed or low income and couldn't possibly apply to you? Are you worried that a budget will only reduce the standard of living you currently enjoy? Not worth the hassle?
Cash Budget - What is a cash budget, really? Does it involve getting rid of
Personal Budget Software - Need help finding quality personal budget software? How about a program that's both user friendly and makes budgeting fun? Oh, and you probably want
Debt Management Tips - Looking for debt management tips that'll help you get you out of debt faster? Want to minimize the amount of interest on your debts while your still paying them off? These simple, practical tips will help you do just that!
Getting Out of Debt - What's the best way of getting out of debt? Are you confused about all the different debt solutions available? If you're in debt and considering options such as a debt consolidation loan, credit counselling or restructuring your mortgage to include some or all of your debt...READ on!
Make Extra Money Online - Want to make extra money online? Here's is a listing of honest, legitimate ways to make extra money online - no get rich quick schemes here.
Recommended Reading - Here are some highly recommended books you might be interested in reading. I've learned so much from each and every book listed here.