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   <title>Money Saving Ideas Blog</title>
   <link>http://www.money-saving-ideas.net/money-saving-ideas-blog.html</link>
   <description>The Money Saving Ideas Blog keeps you in the know and up to date with all the latest articles from MSI. It conveniently notifies you about new or  updated content at money-saving-ideas.net. The Money Saving Ideas Blog is about saving money, personal budgeting, getting out debt and stretching your dollars as far as possible without sacrificing your current lifestyle in the process.</description>
   <language>en-us</language>
   <category >money saving ideas</category>
   <pubDate>Fri, 18 May 2012 03:21:57 GMT</pubDate>
   <lastBuildDate>Fri, 18 May 2012 03:21:57 GMT</lastBuildDate>
   <copyright>money-saving-ideas.net</copyright>
   <item>
    <title>Budgeting Tips</title>
    <guid>http://www.money-saving-ideas.net/budgeting-tips.html</guid>
    <link>http://www.money-saving-ideas.net/budgeting-tips.html</link>
    <description>Looking for budgeting tips that work? Basic budgeting guidelines plus top 10 budgeting tips to help you set up your budget that works.</description>
    <pubDate>Fri, 18 May 2012 03:21:57 GMT</pubDate>
   </item>
   <item>
    <title>Get Every Drop</title>
    <guid>http://www.money-saving-ideas.net/get-every-drop.html</guid>
    <link>http://www.money-saving-ideas.net/get-every-drop.html</link>
    <description>To get more toothpaste for your dollar, cut the end of the tube and squeeze every last drop, there could be days of toothpaste still in it.  For liquid</description>
    <pubDate>Tue, 31 Jan 2012 20:56:45 GMT</pubDate>
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   <item>
    <title>No tip restaurants</title>
    <guid>http://www.money-saving-ideas.net/no-tip-restaurants.html</guid>
    <link>http://www.money-saving-ideas.net/no-tip-restaurants.html</link>
    <description>If we go out for a meal,  we go to places where no tip is required.  </description>
    <pubDate>Sat, 21 Jan 2012 20:10:08 GMT</pubDate>
   </item>
   <item>
    <title>Bob</title>
    <guid>http://www.money-saving-ideas.net/bob.html</guid>
    <link>http://www.money-saving-ideas.net/bob.html</link>
    <description>I'm looking for a copy of her pie chart about where the money goes.  Bo</description>
    <pubDate>Wed, 07 Dec 2011 19:34:06 GMT</pubDate>
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    <title>Gerald Nichols </title>
    <guid>http://www.money-saving-ideas.net/gerald-nichols.html</guid>
    <link>http://www.money-saving-ideas.net/gerald-nichols.html</link>
    <description>I wish I had a success story, but not yet I'm working on it. I wanted to thank you for all that you do and all those you have helped. May God Bless you</description>
    <pubDate>Sat, 12 Nov 2011 03:53:19 GMT</pubDate>
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    <title>Organic For Less: 5 Simple Ways to Save On Organic Food</title>
    <guid>http://www.money-saving-ideas.net/organic-for-less.html</guid>
    <link>http://www.money-saving-ideas.net/organic-for-less.html</link>
    <description>Eating organic for less is possible for those of us who choose not to poison our bodies with pesticides and other harmful additives.</description>
    <pubDate>Thu, 29 Sep 2011 14:24:13 GMT</pubDate>
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    <title>Debt Management Tips</title>
    <guid>http://www.money-saving-ideas.net/debt-management-tips.html</guid>
    <link>http://www.money-saving-ideas.net/debt-management-tips.html</link>
    <description>Looking for debt management tips to get your debt under control? Want to know how to minimize how much interest  you pay on your debts while paying them off?</description>
    <pubDate>Thu, 29 Sep 2011 00:54:05 GMT</pubDate>
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   <item>
    <title>Money Saving Meals</title>
    <guid>http://www.money-saving-ideas.net/money-saving-meals.html</guid>
    <link>http://www.money-saving-ideas.net/money-saving-meals.html</link>
    <description>The money saving meals listed here all cost under $5 a serving and best of all most of them take less than 15 minutes to prepare.</description>
    <pubDate>Sun, 25 Sep 2011 18:03:04 GMT</pubDate>
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    <title>Money Scholar Bank for Kids</title>
    <guid>http://www.money-saving-ideas.net/money-scholar.html</guid>
    <link>http://www.money-saving-ideas.net/money-scholar.html</link>
    <description>If you're looking for a good way to teach your kids about money you have to check out Money Scholar. Their line of interactive banks for kids will help establish good money habits in your child at an early age.</description>
    <pubDate>Sun, 25 Sep 2011 10:40:56 GMT</pubDate>
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    <title>Tips For Dining Out On The Cheap</title>
    <guid>http://www.money-saving-ideas.net/tips-for-dining-out.html</guid>
    <link>http://www.money-saving-ideas.net/tips-for-dining-out.html</link>
    <description>Dining out? This article lists 15 money-saving tips for dining out on the cheap for the budget-conscious diner.</description>
    <pubDate>Wed, 21 Sep 2011 02:20:16 GMT</pubDate>
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    <title>The Best Cut of Meat for Your Money</title>
    <guid>http://www.money-saving-ideas.net/best-cut-of-meat.html</guid>
    <link>http://www.money-saving-ideas.net/best-cut-of-meat.html</link>
    <description>The best cut of meat. Sadly we can't always afford to eat steak but there are some inexpensive and tasty cuts of meat that will satisfy even the most discerning meat tooth.</description>
    <pubDate>Tue, 20 Sep 2011 15:27:10 GMT</pubDate>
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    <title>Saving Money on Groceries - 3 simple rules to spend less at the grocery store</title>
    <guid>http://www.money-saving-ideas.net/saving-money-on-groceries.html</guid>
    <link>http://www.money-saving-ideas.net/saving-money-on-groceries.html</link>
    <description>Want to start saving money on groceries? Ar you on a tight budget? Clipping coupons not your thing? Want to know how to come in under budget every time you go for groceries?</description>
    <pubDate>Sat, 17 Sep 2011 05:22:49 GMT</pubDate>
   </item>
   <item>
    <title>How to Create a Budget</title>
    <guid>http://www.money-saving-ideas.net/create-a-budget.html</guid>
    <link>http://www.money-saving-ideas.net/create-a-budget.html</link>
    <description>Learn how to create a budget that not only works but one that you can actually live with! A good budget is one that allows you to easily manage your personal finances without cutting out any of the things you enjoy in life.</description>
    <pubDate>Sat, 17 Sep 2011 04:49:59 GMT</pubDate>
   </item>
   <item>
    <title>Lower Insurance Premiums</title>
    <guid>http://www.money-saving-ideas.net/lower-insurance-premiums.html</guid>
    <link>http://www.money-saving-ideas.net/lower-insurance-premiums.html</link>
    <description>The best way to save on insurance is to lower insurance premiums. Here are a few keys to lowering your premiums and slashing your monthly insurance bill.</description>
    <pubDate>Thu, 15 Sep 2011 17:03:43 GMT</pubDate>
   </item>
   <item>
    <title>Become Debt Free and Improve Your Credit Score</title>
    <guid>http://www.money-saving-ideas.net/become-debt-free.html</guid>
    <link>http://www.money-saving-ideas.net/become-debt-free.html</link>
    <description>This article lists various ways to become debt free and improve your credit score at the same time.</description>
    <pubDate>Thu, 15 Sep 2011 04:07:16 GMT</pubDate>
   </item>
   <item>
    <title>Emergency Savings Fund</title>
    <guid>http://www.money-saving-ideas.net/emergency-savings-fund.html</guid>
    <link>http://www.money-saving-ideas.net/emergency-savings-fund.html</link>
    <description>Your emergency savings fund and why you can't afford to put it off any longer.Inevitably emergencies will happen in life. Although we can take certain precautions to prevent some emergencies there are others we can do nothing about.</description>
    <pubDate>Wed, 14 Sep 2011 21:58:28 GMT</pubDate>
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    <title>Money Saving Travel Tips</title>
    <guid>http://www.money-saving-ideas.net/money-saving-travel-tips.html</guid>
    <link>http://www.money-saving-ideas.net/money-saving-travel-tips.html</link>
    <description>Planning a travel vacation? Here are a few simple money saving travel tips and ideas to help you get the most out of your vacation without breaking the bank.</description>
    <pubDate>Wed, 14 Sep 2011 17:43:22 GMT</pubDate>
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   <item>
    <title>Money Jar System - a different way of budgeting</title>
    <guid>http://www.money-saving-ideas.net/money-jar.html</guid>
    <link>http://www.money-saving-ideas.net/money-jar.html</link>
    <description>Curious about the money jar system? Want to learn a completely different way of budgeting - one that will help you save money and get out of debt faster?</description>
    <pubDate>Thu, 01 Sep 2011 22:40:52 GMT</pubDate>
   </item>
   <item>
    <title>Money Saving Ideas: budget better, get out of debt and save more money</title>
    <guid>http://www.money-saving-ideas.net/index.html</guid>
    <link>http://www.money-saving-ideas.net/index.html</link>
    <description>Money saving ideas and tips to help you budget better, get out of debt and save more money. Find out how you can lower your bills, live frugally and manage your personal finances more effectively.</description>
    <pubDate>Sat, 27 Aug 2011 03:40:33 GMT</pubDate>
   </item>
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    <title>Save Money At Work</title>
    <guid>http://www.money-saving-ideas.net/save-money-at-work.html</guid>
    <link>http://www.money-saving-ideas.net/save-money-at-work.html</link>
    <description>Are you doing everything you can to save money at work? With all the stress of the daily grind its easy to pick up bad spending habits...Here are a few bad spending habits  that are well worth breaking.</description>
    <pubDate>Sat, 11 Jun 2011 02:17:18 GMT</pubDate>
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    <title>Household Money Saving Tips</title>
    <guid>http://www.money-saving-ideas.net/household-money-saving-tips.html</guid>
    <link>http://www.money-saving-ideas.net/household-money-saving-tips.html</link>
    <description>Household money saving tips are a hot topic, this is especially true in times of financial crisis. Today with the worst of the economic downturn behind us people are still looking for ways to save 
money wherever they can. Here are a few household money saving tips you can start doing today to cut household expenses and save more money.</description>
    <pubDate>Thu, 09 Jun 2011 14:18:33 GMT</pubDate>
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    <title>Save Money On Gas: 35 Practical Ways To Save At The Pump</title>
    <guid>http://www.money-saving-ideas.net/save-money-on-gas.html</guid>
    <link>http://www.money-saving-ideas.net/save-money-on-gas.html</link>
    <description>With gas prices soaring upward we can all use a little help to save money on gas. As usual, the timing couldn't be worse with summer just around the corner. I've compiled a list of 35 practical gas mileage tips to help you save money on gas.</description>
    <pubDate>Sun, 05 Jun 2011 04:55:31 GMT</pubDate>
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    <title>Money Jars for Kids </title>
    <guid>http://www.money-saving-ideas.net/money-jars-for-kids.html</guid>
    <link>http://www.money-saving-ideas.net/money-jars-for-kids.html</link>
    <description>My kids use the Money Scholar 4 slot/4 compartment banks. The 4 slots are labeled save, invest, give and spend. I think it's a great way to get the concept</description>
    <pubDate>Sun, 29 May 2011 02:07:04 GMT</pubDate>
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    <title>Your Electricity Bill: One simple rule that can save you hundreds each year!</title>
    <guid>http://www.money-saving-ideas.net/electricity-bill.html</guid>
    <link>http://www.money-saving-ideas.net/electricity-bill.html</link>
    <description>Tired of paying too much on your electricity bill? Does it feel like your power company is taking you to the cleaners every month? There is &lt;strong</description>
    <pubDate>Thu, 26 May 2011 14:26:42 GMT</pubDate>
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    <title>The Importance of Saving Money: How saving today can ensure a better tomorrow</title>
    <guid>http://www.money-saving-ideas.net/importance-of-saving-money.html</guid>
    <link>http://www.money-saving-ideas.net/importance-of-saving-money.html</link>
    <description>What is the importance of saving money? What impact if any will saving today have on your future? Should you be worried if you have no savings plan in place?</description>
    <pubDate>Thu, 26 May 2011 13:40:23 GMT</pubDate>
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    <title>The Exclusive Zero Debt Club</title>
    <guid>http://www.money-saving-ideas.net/zero-debt.html</guid>
    <link>http://www.money-saving-ideas.net/zero-debt.html</link>
    <description>Want to join the zero debt club? It's a club everyone wants to be a part of. It only has one acceptance criteria (no debts allowed) yet only a handful of people will ever enjoy the privileges of membership to this exclusive club.</description>
    <pubDate>Thu, 26 May 2011 06:30:13 GMT</pubDate>
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   <item>
    <title>Jar system good, stealing spouse bad</title>
    <guid>http://www.money-saving-ideas.net/jar-system-good-stealing-spouse-bad.html</guid>
    <link>http://www.money-saving-ideas.net/jar-system-good-stealing-spouse-bad.html</link>
    <description>I like the jar system but my husband has sticky fingers and when he knows there is money somewhere, he tends to do his best to track it down, what can</description>
    <pubDate>Tue, 24 May 2011 02:56:22 GMT</pubDate>
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    <title>Working The Jars</title>
    <guid>http://www.money-saving-ideas.net/working-the-jars.html</guid>
    <link>http://www.money-saving-ideas.net/working-the-jars.html</link>
    <description>I started watching TDDUP early last year (Feb 2010) and decided to cut out some variable expenses.  I was spending too much on taxis, coffees, lunches</description>
    <pubDate>Thu, 10 Feb 2011 18:31:51 GMT</pubDate>
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   <item>
    <title>week 1 went well but what should I do about large amount of money left over?</title>
    <guid>http://www.money-saving-ideas.net/week-1-went-well-but-what-should-i-do-about-large-amount-of-money-left-over.html</guid>
    <link>http://www.money-saving-ideas.net/week-1-went-well-but-what-should-i-do-about-large-amount-of-money-left-over.html</link>
    <description>We have quite a bit of money left over. I mean over half of the money is left and tomorrow it is time to top up jars! I knew that this would happen because</description>
    <pubDate>Tue, 11 Jan 2011 19:10:04 GMT</pubDate>
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    <title>Interesting to get used too</title>
    <guid>http://www.money-saving-ideas.net/interesting-to-get-used-too.html</guid>
    <link>http://www.money-saving-ideas.net/interesting-to-get-used-too.html</link>
    <description>I am not very good at being on a budget, when I have cash I like to spend, guilty as charged and I freely admit it.  But I have been watching till Debt</description>
    <pubDate>Tue, 21 Dec 2010 02:29:53 GMT</pubDate>
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    <title>My working career</title>
    <guid>http://www.money-saving-ideas.net/my-working-career.html</guid>
    <link>http://www.money-saving-ideas.net/my-working-career.html</link>
    <description>Amigo! Amiga! KUMUSTA  Call me Ian from Philippines (ASIA)...  One of my friends introduce this JAR SYSTEM and later search it from the internet. I've</description>
    <pubDate>Wed, 10 Nov 2010 19:51:51 GMT</pubDate>
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    <title>girlfriend and i moving out next may of 2011</title>
    <guid>http://www.money-saving-ideas.net/girlfriend-and-i-moving-out-next-may-of-2011.html</guid>
    <link>http://www.money-saving-ideas.net/girlfriend-and-i-moving-out-next-may-of-2011.html</link>
    <description>well we have been saving up for months, my net income for each month is about $1400.00 and my girlfriend's income for each month is $1800.99, so combined</description>
    <pubDate>Fri, 01 Oct 2010 20:37:53 GMT</pubDate>
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    <title>Great but Unsustainable</title>
    <guid>http://www.money-saving-ideas.net/great-but-unsustainable.html</guid>
    <link>http://www.money-saving-ideas.net/great-but-unsustainable.html</link>
    <description>Gail's jar system is a great way to go on financial shutdown. You only are able to purchase the bare necessities. This works great if you are on a very</description>
    <pubDate>Tue, 28 Sep 2010 20:17:19 GMT</pubDate>
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    <title>Works for me</title>
    <guid>http://www.money-saving-ideas.net/works-for-me.html</guid>
    <link>http://www.money-saving-ideas.net/works-for-me.html</link>
    <description>I've been watching Gail's show for some time now.  Although I consider myself ok with financial stuff, like most people I am not as disciplined as I should</description>
    <pubDate>Mon, 27 Sep 2010 12:36:03 GMT</pubDate>
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    <title>Success!</title>
    <guid>http://www.money-saving-ideas.net/success.html</guid>
    <link>http://www.money-saving-ideas.net/success.html</link>
    <description>My husband and I loosely followed Gail's advice, and in 7 months paid down over $10,000 worth of debt. I didn't have enough jars laying around, so what</description>
    <pubDate>Mon, 27 Sep 2010 12:34:33 GMT</pubDate>
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    <title>Save Money and The Planet</title>
    <guid>http://www.money-saving-ideas.net/save-money-and-the-planet.html</guid>
    <link>http://www.money-saving-ideas.net/save-money-and-the-planet.html</link>
    <description>Save Money and the Planet is an insightful ebook with great energy and money saving tips to help you go green and save on your electricity bill.</description>
    <pubDate>Tue, 17 Aug 2010 15:58:08 GMT</pubDate>
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   <item>
    <title>One way to save money at the hairdresser's</title>
    <guid>http://www.money-saving-ideas.net/one-way-to-save-money-at-the-hairdressers.html</guid>
    <link>http://www.money-saving-ideas.net/one-way-to-save-money-at-the-hairdressers.html</link>
    <description>When going to the hairdresser for foils, get her to only foil the top of your head and the hair line perimeter. Nobody parts their hair through the center</description>
    <pubDate>Wed, 11 Aug 2010 20:59:29 GMT</pubDate>
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    <title>A new wrinkle to your system</title>
    <guid>http://www.money-saving-ideas.net/a-new-wrinkle-to-your-system.html</guid>
    <link>http://www.money-saving-ideas.net/a-new-wrinkle-to-your-system.html</link>
    <description>My son and daughter-in-law have successfully used the jar system for a couple of years now and have added their own twist to it. Here's what they do...</description>
    <pubDate>Wed, 11 Aug 2010 00:11:11 GMT</pubDate>
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    <title>Univeristy student- I like the idea, but its not practical..?</title>
    <guid>http://www.money-saving-ideas.net/univeristy-student-i-like-the-idea-but-its-not-practical.html</guid>
    <link>http://www.money-saving-ideas.net/univeristy-student-i-like-the-idea-but-its-not-practical.html</link>
    <description>Im a univeristy student and I really like this idea because it has a limit which your debit or credit cards may not... However, Im not really sure how</description>
    <pubDate>Mon, 19 Jul 2010 00:10:08 GMT</pubDate>
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    <title>Mike the financial moron</title>
    <guid>http://www.money-saving-ideas.net/mike-the-financial-moron.html</guid>
    <link>http://www.money-saving-ideas.net/mike-the-financial-moron.html</link>
    <description>I am a 45 year old man who in the past few years has suffered a Divorce with a retro active child support payment, Cancer with a large medical prescription</description>
    <pubDate>Tue, 01 Jun 2010 15:10:28 GMT</pubDate>
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    <title>Susan's amazing budget</title>
    <guid>http://www.money-saving-ideas.net/susans-amazing-budget.html</guid>
    <link>http://www.money-saving-ideas.net/susans-amazing-budget.html</link>
    <description>At age 52, I bought my first home. I have never used a budget system before until I needed to find out if I could afford a house. I would like to continue</description>
    <pubDate>Sat, 29 May 2010 08:52:01 GMT</pubDate>
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    <title>Long Tall Sally</title>
    <guid>http://www.money-saving-ideas.net/long-tall-sally.html</guid>
    <link>http://www.money-saving-ideas.net/long-tall-sally.html</link>
    <description>I started My Husband and I on the money jar system about six months ago. It didn't go so good! My husband didn't Quite get the concept of living strickly</description>
    <pubDate>Thu, 13 May 2010 14:28:19 GMT</pubDate>
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    <title>Budgeting Tools that do all the work for you!</title>
    <guid>http://www.money-saving-ideas.net/budgeting-tools.html</guid>
    <link>http://www.money-saving-ideas.net/budgeting-tools.html</link>
    <description>Looking for easy-to-use budgeting tools to help you budget and manage your money more efficiently? Do you need a fast, inexpensive solution that does all the work for you - stress and hassle free?</description>
    <pubDate>Tue, 11 May 2010 06:07:42 GMT</pubDate>
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    <title>Saving Money on Electricity: Be on the lookout for these energy-sucking vampires in your home!</title>
    <guid>http://www.money-saving-ideas.net/saving-money-on-electricity.html</guid>
    <link>http://www.money-saving-ideas.net/saving-money-on-electricity.html</link>
    <description>Are you serious about saving money on electricity? Have you felt the bite of energy drain while you were sleeping? Have energy vampires taken up residence in your home?</description>
    <pubDate>Mon, 26 Apr 2010 23:27:26 GMT</pubDate>
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    <title>Free Grocery Coupons for big savings on your next grocery order</title>
    <guid>http://www.money-saving-ideas.net/free-grocery-coupons.html</guid>
    <link>http://www.money-saving-ideas.net/free-grocery-coupons.html</link>
    <description>Want to know where to find free grocery coupons to save big on your next grocery order? Here yopu'll find links to tons of FREE mail in and printable coupons.</description>
    <pubDate>Thu, 22 Apr 2010 23:47:43 GMT</pubDate>
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    <title>How to Save Money: Make it automatic and watch your savings skyrocket!</title>
    <guid>http://www.money-saving-ideas.net/how-to-save-money.html</guid>
    <link>http://www.money-saving-ideas.net/how-to-save-money.html</link>
    <description>Think you already know how to save money? Are you doing everything you can to maximize your savings? Are you paying yourself first or last?</description>
    <pubDate>Wed, 21 Apr 2010 00:27:45 GMT</pubDate>
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    <title>Frugal Living Tips for Living Well Within your Means</title>
    <guid>http://www.money-saving-ideas.net/frugal-living-tips.html</guid>
    <link>http://www.money-saving-ideas.net/frugal-living-tips.html</link>
    <description>looking for frugal living tips to make ends meet? Want to know how to stretch your money and cut living expenses?</description>
    <pubDate>Tue, 20 Apr 2010 00:15:00 GMT</pubDate>
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    <title>12 Money Mistakes Intelligent People Make</title>
    <guid>http://www.money-saving-ideas.net/money-mistakes.html</guid>
    <link>http://www.money-saving-ideas.net/money-mistakes.html</link>
    <description>Money mistakes affect us all, directly or indirectly, no one is immune. Even the smartest people can make the wrong decision about their finances from time to time. Here are 12 money mistakes that should be avoided.</description>
    <pubDate>Sun, 18 Apr 2010 11:08:33 GMT</pubDate>
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    <title>Debt Snowball: The Power of Compounding Payments</title>
    <guid>http://www.money-saving-ideas.net/debt-snowball.html</guid>
    <link>http://www.money-saving-ideas.net/debt-snowball.html</link>
    <description>Surely you've heard of the debt snowball but what does it really mean? Can it really help you get out of debt faster?</description>
    <pubDate>Thu, 15 Apr 2010 03:45:48 GMT</pubDate>
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    <title>Pay Off Credit Card Debt &amp;amp; Pay Less Interest</title>
    <guid>http://www.money-saving-ideas.net/pay-off-credit-card-debt.html</guid>
    <link>http://www.money-saving-ideas.net/pay-off-credit-card-debt.html</link>
    <description>Struggling to pay off credit card debt? Do you know the real cost of paying just the minimum on your cards? Want to know the fastest and most efficient way to pay off your credit cards?</description>
    <pubDate>Wed, 14 Apr 2010 03:07:09 GMT</pubDate>
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